Preheat your oven to 350°F (175°C) to ensure a perfectly baked meatloaf with a golden crust.

Combine the ground beef, breadcrumbs, finely chopped onion, minced garlic, milk, eggs, Worcestershire sauce, salt, black pepper, and any optional herbs in a large bowl. Mix well until all ingredients are fully incorporated.

Shape the mixture into a loaf and position it in a baking dish.

Spread ketchup generously across the top of your meatloaf.

Bake in the preheated oven for 1 hour, or until the internal temperature reaches 160°F (70°C).