Preheat your oven to 350°F (175°C) to ensure even baking.

In a large mixing bowl, combine the ground beef, diced jalapeños, cream cheese, cheddar cheese, and crispy bacon until well incorporated.

In a separate bowl, whisk the eggs until frothy. Gently fold them into the meat mixture, adding breadcrumbs if using.

Sprinkle in the smoked paprika, salt, and pepper to season the mixture.

Shape your mixture into a loaf and place it in a baking dish lined with parchment paper.

Bake for 60-70 minutes or until the internal temperature reaches 160°F (71°C).

Once baked, let the meatloaf rest for about 10 minutes before slicing.

Serve optionally with a drizzle of ranch dressing on top.